For carriers & underwriters
Where your paper meets its distribution.
See your distribution, live
SuretyForge does the work between you and your agents: submissions arrive extracted, mapped, and complete, workflows run the routine book, and you watch production the moment it moves — not in a bordereau at month-end.
The work, done for you
The month-end grind, retired
SuretyForge is not middleware between your systems and your agents. The platform reads the submissions, maps the data, and runs the routine workflows — so the reconciliation industry that grew up around copies of copies simply has nothing left to do.
What goes away
- Nightly extracts and midnight batch reconciliation
- Bordereaux assembled by hand at month-end
- Submissions re-keyed out of agency systems
- Swivel-chairing between portals to answer one question
What replaces it
- Submissions that arrive extracted and mapped — document intelligence reads the application before your desk ever sees it
- A live view of every bond written under your paper
- Renewals, notices, and certificates that run themselves under rules you set
- An audit trail written as the work happens, not reconstructed after
Shared record per bond
Midnight batch jobs
Fields re-keyed between systems
AI-native underwriting
Your underwriting IP stays yours.
AI drafts, checks, and flags. Your underwriters decide. And the logic that makes your book profitable never leaves your walls.
Model-agnostic by design
Run Claude, GPT, Gemini, or your own hosted models — route them per task, swap providers in configuration, or connect the enterprise AI account you already hold. SuretyForge orchestrates the workflow; it never dictates the brain.
Isolated proprietary logic
Your rate plans, appetite rules, and authority limits live in your own isolated environment — never pooled, never shared, never used to train anything outside your walls.
Human in the loop
Every AI output is a recommendation, never a decision. Underwriters see the reasoning, override in one click, and every action lands in the audit trail.
AI recommendation
Collateral history flagged — routed to the desk with the reasoning attached. The underwriter decides.
Distribution
Real-time agency distribution & appetite
Publish appetite once and let it work: submissions route to where they fit, and you watch production as it happens.
Appetite, published live
Class, state, and limit appetite your agents quote against directly — not a rate guide PDF from last spring.
Submissions that fit
Applications arrive complete and matched to your classes and authority. The declined-before-it-was-ever-a-fit noise disappears.
Exposure as it builds
Aggregates, authority utilization, and production by agency — visible the moment a bond binds, not thirty days later.
Open by design
No vendor lock-in
Your book, your data, your exit — engineered so you never have to take us on faith.
Dual-cloud
Runs on AWS and Azure. No single-cloud dependency, no forced migration if your infrastructure standards change.
Tenant isolation
Each carrier's book lives in its own isolated database — not commingled rows in a shared pool.
SOC 2-ready controls
Immutable audit trail, least-privilege access, encryption in transit and at rest — controls built in from the first commit.
Source-visible to partners
Partners can inspect what they run on. No black box between your paper and your book.
Beyond a license
Own what you run
Founding carrier partners can secure ownership rights to the SuretyForge source code — an option on the table through April 2027, for carriers that intend to own their distribution stack outright rather than license it forever.
The flow
How a bond flows
From the client's application to your paper — one record moves through every hand without being copied.
Partner with us
Bring your paper. Keep your edge.
A working conversation about your book, your appetite, and what a shared record would change — not a slide deck.